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Horizons North Credit Union works with Centennial Lending to offer a wide variety of real estate loans to our members and maintains an ownership stake in Centennial Lending. Centennial Lending is Credit Union owned and operated, so you can count on them to provide the kind of outstanding service you’ve come to expect from HNCU.

Together, we understand a mortgage is more than just a rate. Borrow where you’re a member, not a number.

HNCU and Centennial Lending, friendly service from start to finish!

Check Today's Rates

  1. New Auto Loan
    1. As Low As
      1. 5.14%
        1. APR*
  2. Used Auto Loan
    1. As Low As
      1. 5.14%
        1. APR*

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  1. Platinum
      1. 7.99%
        1. APR*
  2. Cash Back Rewards
      1. 10.99%
        1. APR*

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Hear From HNCU Members

  • In over 35 years working with different banks and credit unions all around the country, Lisa and her customer service stand out to me as the best I have ever received.

    – Brian M.

  • I was a commercial banker for over 30 years. I am so impressed with HNCU. Everyone is so friendly. I recommend your services to everyone!

    – Debra B.

  • I am so impressed with Heather - she helped me with my loan today and she made it a simple and stress free process. I'm so thankful for her expertise and assistance. My husband and I have been members here for the last 20 years (since 2002) and the service provided by Heather (and other staff) will keep us here for 20 more!

    – Jennifer G.

  • I'm always greeted by name and it's always a pleasure to see everyone. Their service is top notch and very pleasant when serving me.

    – Mercedes E.

  • So friendly, always so helpful. Been a member for several years. Very happy.

    – Elisa V.